KINGSTON, Jamaica — The National Housing Trust (NHT) has disclosed concerningly low application rates for its hurricane relief initiatives, with only 667 grant requests and a mere 7 loan applications processed thus far for victims of Hurricane Melissa. Managing Director Martin Miller presented these figures during Wednesday’s parliamentary session of the Public Administration and Appropriations Committee (PAAC).
The disaster relief program, designed to provide financial support to contributors and other affected groups who sustained property damage, offers grants of up to $500,000 per property. Miller expressed concern over the sluggish application rate, revealing that the Trust has deployed multiple field teams into communities to accelerate registrations. ‘Grant applications are slow coming in. We have split into several teams working directly in communities, and we anticipate a significant increase over the coming week,’ Miller stated.
Regarding the minimal interest in loans, Miller explained that most affected residents explicitly prefer grants over debt-based assistance. During eligibility assessments, the Trust identified only 11 grant applicants whose financial circumstances might enable them to service loans instead.
In a significant expansion of eligibility criteria, the NHT has extended loan access beyond direct contributors to include immediate family members applying on behalf of relatives. This flexible approach aims to broaden the program’s reach amid recovery efforts.
Separately, the Trust has received 1,567 notifications of intent to file insurance claims, with 357 completed submissions including damage evidence and repair estimates. These claims represent approximately $823 million in preliminary assessed damages. Miller detailed the collaborative assessment process involving external assessors and NHT project officers working alongside insurance brokers.
The managing director confirmed that initial insurance payments have already commenced, noting that the Trust’s partial self-insurance model would accelerate settlements for a portion of claims. Miller projected that ‘within the next two weeks, we will see a large portion of the 357 claims moving through the payment process.’









