In a remarkable development, average pension payments in Antigua and Barbuda have more than doubled in recent years, soaring from approximately EC$1,000 to around EC$2,100. According to David Mathias, Executive Director of the Social Security Board, this upward trajectory could see pensions reaching EC$3,000 within the next few years. This surge is attributed to higher contribution levels and the increasing longevity of retirees, which has placed greater strain on the fund’s resources. Mathias emphasized that each new retiree is contributing at higher rates but also drawing more from the system due to longer lifespans. While short-term contribution income remains stable, long-term liabilities are outpacing inflows, raising concerns about the fund’s sustainability. Traditional solutions, such as increasing contribution rates or raising the pensionable age, have been met with public resistance. To address this, the Social Security Board has pivoted toward generating income through strategic investments. A key initiative is the government-backed redevelopment of the Jolly Beach Resort, which will be financed by the government and later transferred to the Social Security Board as equity. This innovative approach allows the fund to benefit from dividends and hotel revenues without directly utilizing contributors’ money. Transparency is ensured through monthly and quarterly reporting to Cabinet, and an expanded investment committee comprising banking and valuation experts will oversee the process. The ultimate goal is to bolster the fund’s cash flow, build a sustainable reserve, and ensure timely pension payments even during economic downturns. This forward-thinking strategy aims to secure the financial stability of Antigua and Barbuda’s social security system for future generations.