Republic Financial Holdings Limited (RFHL) has announced a record-breaking profit of US$329 million for the fiscal year ending September 30, 2025, marking a significant increase of US$29 million (9.7%) compared to the previous year’s US$300 million. This milestone underscores the earnings available to shareholders and reflects the company’s robust financial health. Chairman Vincent A. Pereira credited this exceptional performance to sustained loan growth, enhanced operational efficiency, and prudent risk management. Pereira emphasized that the past year was characterized by strong performance, disciplined execution, and meaningful progress, even in the face of a challenging global and regional economic landscape. The Board of Directors declared a final dividend of US$0.58 per share, bringing the total annual dividend to US$0.90 per share, a 5.3% increase from the previous year. Pereira highlighted RFHL’s solid capital and liquidity positions, which provide a strong foundation for continued growth and innovation across its sixteen countries of operation. The company has also prioritized strategic initiatives such as improving customer experience, accelerating digital transformation, and embedding sustainability and governance into its operations. Additionally, RFHL has demonstrated a strong commitment to social impact through various community investment programs, focusing on youth development, small business growth, and building inclusive economies. Looking forward, Pereira expressed confidence in the group’s ability to navigate global uncertainties and market volatility, reaffirming its strategic focus on delivering sustainable value to shareholders, exceptional service to customers, and fostering a culture of integrity, innovation, and inclusion.