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For hundreds of years, the intergenerational narrative passed down to descendants of enslaved Africans has centered on a familiar mantra: pull yourself up by your bootstraps. Work harder, set aside more savings, make shrewd investments, build intergenerational wealth, and earn your place in society, the story goes.

This advice sounds reasonable on its surface—but it overlooks a fundamental, unaddressed injustice. Before anyone can lecture Black communities about pulling themselves up by their bootstraps, they first need to answer one critical question: how can you pull on boots you were never given in the first place?

The transatlantic slave trade was far more than an unfathomable human tragedy. It stands as one of the largest, most consequential transfers of accumulated wealth in recorded human history. Over centuries of exploitation, millions of kidnapped Africans were systematically stripped of their labor, their land, their personal property, their autonomy, and any shot at a self-determined future. The massive, uncompensated wealth generated from this stolen labor went on to finance the growth of global industries, bustling trade ports, powerful national banks, prestigious academic institutions, and entire national economies that continue to thrive to this day.

What did the descendants of the enslaved inherit from this system? Not generational wealth, not capital, not a head start—just the intergenerational trauma and economic disadvantage that persists centuries after abolition. This stark reality is the foundation of the global reparations movement, yet the conversation around reparations has consistently sidestepped the needs and agency of the people most affected. When the topic arises, discussions almost immediately shift to indirect forms of redress: development programs, institutional grants, technical support, large-scale infrastructure projects, capacity-building schemes, and government-led initiatives.

What rarely gets centered is the most obvious, logical question: If wealth was extracted directly from a group of people, if the harm and injustice was inflicted directly on them, why should compensation not be paid directly to their descendants?

The response from opponents of reparations is telling enough. Critics often argue that direct cash payments to descendants would be fiscally wasteful and economically irresponsible. While this position is deeply flawed, it is at least consistent coming from those who oppose any form of reparations whatsoever. Far more troubling, however, is the growing trend of even self-identified advocates for reparations echoing this same paternalistic argument.

These advocates claim descendants of enslaved Africans should not receive direct compensation because they supposedly cannot be trusted to manage the money wisely. They insist governments, independent commissions, established institutions, outside experts, and formal programs are far better positioned to administer these funds for the benefit of the community.

This mindset inflicts a deep, lasting injustice on Black communities across the diaspora. It implies that Caribbean people, and Black people around the world, can build sovereign nations, run successful small businesses, cultivate productive farms, captain commercial fishing vessels, earn advanced degrees, raise thriving families, and contribute meaningfully to modern global economies—but somehow cannot be trusted to manage compensation that is rightfully theirs. If this is not overt paternalism, what could it be called?

The irony of this position is impossible to miss. For decades, mainstream economic discourse tells Black communities that economic success relies on individual ownership, intentional investment, entrepreneurship, personal savings, and access to capital. We are told to build our own assets, grow our own wealth, and take ownership of our economic futures. Yet when the conversation turns to reparations—the very mechanism that could finally place capital in the hands of the descendants of the people whose stolen labor built modern global empires—suddenly many policymakers and advocates become deeply uncomfortable with ordinary people having direct control over that money.

Why is that? Why can a government be trusted to manage millions in reparations funds, but an individual citizen cannot? Why is a distant bureaucracy seen as a responsible steward, but a small-scale Black farmer is not? Why is an outside consultant deemed more trustworthy than a local fisher? Why can a large institution manage funds better than a Black family building intergenerational wealth?

At its core, this debate is not ultimately about money or fiscal policy. It is a debate about trust and power. Do we truly believe that descendants of enslaved Africans are capable of shaping and determining their own economic futures, or do we not? If the answer is yes, then direct reparations should not be a controversial policy.

It is true that not every recipient will use the funds in the same way: some will save for the future, some will invest in assets or businesses, some will purchase land, some will pay for their children’s education, some will pay down crippling debt, and a small number will make poor financial decisions. But this is not a unique outcome—this is how any population across any society on Earth uses capital. No group should be denied justice and rightful compensation because outside observers assume they might spend it imperfectly. Descendants of slavery should not be required to pass a financial literacy test to receive what they are owed.

Reparations are not charity, nor are they foreign aid or development assistance. They are compensation for decades of state-sanctioned theft and exploitation. And that compensation belongs first and foremost to the people who suffered the harm and their descendants—not to institutions, government agencies, unelected committees, or self-appointed gatekeepers who claim they know what is best for the communities they purport to represent.

Basic economic theory teaches a simple, widely accepted principle: access to capital creates opportunity, opportunity creates wealth, and that wealth compounds and grows across generations. This same principle built the massive fortunes and prosperous nations that grew rich from the exploitation of enslaved people. It is long past time to apply that same principle to the community that paid the original, deadly cost of that prosperity.

For centuries, we have been told to pull ourselves up by our bootstraps. Fine. Then give us the boots. Give us the capital. Then stand aside, and let the results speak for themselves.