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The National Housing Trust (NHT) in Jamaica is addressing long-standing criticisms regarding its loan amounts, which are often perceived as insufficient to cover the cost of homes. Dwayne Berbick, Assistant General Manager of Corporate Communications & Public Affairs at NHT, emphasizes the importance of applying for housing opportunities. “Once selected, we can discuss various tools and subsidies to make homeownership more affordable,” Berbick stated during an interview with the Jamaica Observer’s Real Estate on the Rock.

For properties on the open market, the NHT can lend up to $9 million to qualified individuals, while 100% financing is available for homes sold directly by the Trust. For instance, the Vineyard Town development offers 430-square-foot studio apartments priced at $15 million. A qualified individual earning at least $24,750 monthly can secure full financing, with monthly payments of $35,750 over a 40-year mortgage. Dual applicants would pay $38,750 monthly.

Berbick highlighted additional support mechanisms, such as home grants of up to $3.5 million for contributors earning less than $30,000 weekly with over seven years of contributions. Deferred financing is another option, allowing borrowers to pay 60% upfront and gradually cover the remaining 40% as their financial situation improves. The NHT also offers intergenerational mortgages, enabling younger family members to assist with repayments.

The NHT ensures affordability by selling homes at cost and applying subsidies in financing arrangements. “We aim to assist those who need it most,” Berbick explained. Despite high demand—evidenced by over 2,000 applications for the 14-unit Vineyard Town development on the first day—the NHT prioritizes applicants living or working near the developments and allocates units to special groups, including public sector workers and low-income earners.

Looking ahead, the NHT plans to release 210 units in Maxfield Park by year-end, part of its ongoing construction of 10,300 homes. Additionally, service lots in Malvern Housing Development, priced between $3.1 million and $5.8 million, offer 100% financing, allowing contributors to purchase land and begin construction using their NHT loan allotment.

Students at the College of Agriculture, Science and Education (CASE) in Portland, Jamaica, are grappling with a rodent infestation in their dormitories, a problem they claim has been exacerbated by the school’s inadequate response. The issue, which began shortly after the start of the academic year in late August, has seen rats invade dorm rooms, leaving behind trails of faeces and causing significant distress among residents. Female dormitories appear to be particularly affected, with students reporting rats gnawing on personal belongings and even entering rooms uninvited. Despite repeated complaints, students feel the administration’s efforts have been lacklustre, with only sporadic distribution of rat poison and limited action to address the root causes. CASE President Derrick Deslandes, however, disputes the severity of the situation, calling it a “false alarm” and attributing the problem to students’ failure to adhere to rules prohibiting food in dormitories. He acknowledged that the school’s proximity to woodland areas makes rodent control challenging but emphasized that students’ habit of discarding food and cooking illegally in dorms has worsened the issue. Deslandes outlined plans to complete repairs to the student centre, providing a designated area for meal preparation, and warned that violators of dorm policies would face disciplinary action. Meanwhile, students remain on high alert, frustrated by the lack of effective solutions and the ongoing presence of rodents and other pests like mongoose and roaches. The situation has sparked a broader debate about campus hygiene and the administration’s responsibility in ensuring a safe living environment.

Dr. Clayton Sewell, a leading forensic psychiatrist and head of the Psychiatry Department at the University Hospital of the West Indies, has highlighted the urgent need for a structured approach to address Jamaica’s escalating violence crisis. He attributes the growing desensitization to violence among Jamaicans to the pervasive exposure to graphic and brutal content on video-sharing platforms, coupled with real-life experiences. This repeated exposure, he argues, has normalized violence and altered societal norms, leading to a culture where violent expressions are often justified and even glorified. Dr. Sewell’s insights come in the wake of disturbing social media reactions to a video of a shoot-out, where some users described the incident as “entertaining” or “a very good shoot-out.” He warns that such desensitization can lead to severe psychological consequences, including post-traumatic stress disorder (PTSD), and a numbing of emotional responses to violence. The psychiatrist emphasizes that this issue is deeply entrenched in Jamaican culture, exacerbated by social media but rooted in decades of societal violence. To combat this, Dr. Sewell advocates for a multi-faceted approach, including reducing exposure to violent content, educating the population on non-violent conflict resolution, and promoting early childhood discipline that fosters pro-social behavior. He also calls for stricter monitoring of children’s social media usage and urges parents to adopt non-traumatic disciplinary methods. Dr. Sewell’s recommendations underscore the need for collective action to reshape societal attitudes and address the underlying causes of Jamaica’s violence crisis.

In a grim discovery on Saturday, the body of a 29-year-old woman was found stuffed inside a suitcase in the Gully Banks community of Savanna-la-Mar, Westmoreland, Jamaica. The victim, identified as Kerrian Malcolm from Barracks Road, had been reported missing just two days prior. According to police reports, Malcolm was last seen at her residence around 11:00 pm on Wednesday evening, dressed in a brown sleeveless blouse and blue and white shorts. The circumstances surrounding her disappearance and subsequent death remain under investigation, as authorities work to uncover the details of this tragic incident. The discovery has sent shockwaves through the local community, raising concerns about safety and justice.