Push for financial relief grows after Melissa

The aftermath of Hurricane Melissa has left many individuals and small business owners in eastern Jamaica grappling with financial challenges, casting a shadow over the upcoming Christmas season. Despite being spared significant physical damage, residents have faced substantial economic strain due to their involvement in relief efforts in the western regions, which bore the brunt of the storm. The Small Business Association of Jamaica (SBAJ) and the Young Entrepreneurs Association (YEA) have called on the government to provide tax breaks and targeted financial support to alleviate the burden on small businesses. Meanwhile, individuals are seeking loan moratoria and leniency from financial institutions to manage their mounting expenses. Nickeba Dunkley, a resident who spent nearly $400,000 on relief efforts, exemplifies the personal sacrifices made by many. ‘Helping others felt like the right thing to do,’ she said, though she now worries about her monthly expenses. Small business owners like Carolyn Rose and Nicolette Richardson have maxed out credit cards to support their communities, while others, such as Nastassia Brown of Kingston’s Catch, have had to halt operations, further straining their cash flow. Prime Minister Andrew Holness has announced fiscal measures to aid recovery, including cash flow assistance and emergency social programs, but details remain scarce. Financial institutions like the National Housing Trust and Scotiabank Jamaica have introduced moratoriums on loan payments, but interest continues to accrue. As the Christmas season approaches, many are bracing for a subdued celebration, with a focus on gratitude and community rather than material gifts. ‘Christmas is going to be gloomy for sure,’ said Shudene Ramsay, CEO of Ramsay’s Professional Services Limited, reflecting the widespread sentiment of uncertainty and survival mode among affected communities.